New Jersey Auto Insurance Requirements
Insurance In New Jersey
When shopping for policies, residents of the Garden State have to keep NJ auto insurance requirements in mind. The New Jersey Insurance Identification Card needs to be presented in order for a vehicle to be inspected. Driving without insurance can also lead to hefty fines as well. Minimum NJ Auto Insurance
Liability insurance pays for damage is for property. Personal injury protection pays for medical expenses if you are injured in a car accident. This kind of coverage also pays for medical bills for other people covered on your policy. This coverage is often referred to as “no fault” insurance because it pays for medical expenses if you did not cause the accident.
The state of New Jersey requires drivers to keep uninsured motorist coverage. This protects drivers in the event of being in an accident with another party that does not have the proper NJ auto insurance coverage.
New Jersey Auto Insurance Quotes – Instant Online Rates
Here are quick tips to help you save money on auto insurance:
Lowering your annual mileage will lower your premiums dramatically. Often, insurance companies will quote you for around 12,000 miles a year. Know that all insurance companies use different types of formulas to calculate your insurance premiums.
Rate Car Insurance Quote In New Jersey
One of the best ways to learn more about New Jersey insurance is to go to an insurance quote website that specializes in NJ auto insurance.
How To Get Charged With Insurance Fraud In New Jersey And What To Expect If You Do
New Jersey insurance fraud prosecutors are on warpath. People get indicted for all kinds of insurance fraud in New Jersey every week. That certainly keeps New Jersey insurance fraud lawyers busy. You can also file an application to obtain or renew an insurance policy. Obviously, it involves more than filing an application or submitting claims. Think about signing or submitting affidavits, certifications, records, or any other paperwork used in any insurance or premium finance transaction. You play games with an insurance company, and you may soon be in the sights of insurance fraud prosecutors.
What should the State prove to convict one of insurance fraud? That’s easy. As New Jersey insurance fraud lawyers, we make sure the State has a hard time proving all this.
Insurance Fraud in New Jersey is a third degree crime. Each act of insurance fraud is considered an additional separate crime. Five or more separate acts may be combined to establish criminal liability for insurance fraud. In most insurance fraud cases, police will not show up at your door at 5 a.m. with an arrest warrant. You will usually receive a call from an investigator, from the insurance company or the prosecutor’s office, who will ask you questions about your insurance transactions, claims, etc. Then, you guessed it right; you should call a good New Jersey insurance fraud lawyer and take it from there.
Writer : James Hyder, Frank Merrill, Joseph Potashnik
Photo : autoinsurancemagazine.com